What is your "CAPITAL GAINS" from equity this year?

Capital Gains Taxes in Equity transactions.

• Short term capital gains tax: If the holding period of the stock is less than 12 months -  then the gains attract a tax rate of 15%.

·         Long term capital gains tax: If the holding period of the stock is more than 12 months  - then the gains do not attract any tax (this might change after 2012 March).

Look at this example to understand it better:

Miss. Vijetha has purchased shares of company A and B on April 11, 2010 for a total price of `1,00,000 each. As on February 20, 2011, value of her investments is as follows:

In stock A, Miss. Vijetha has profit of `30,000 and in stock B, Miss. Vijetha has a loss of `50,000. Now she has the following 4 options to choose from taxation perspective:

Scenario		Outcome
Scenario 1	She can hold both stocks for more than 12 months (either expecting good profit or to get exempt from capital gains tax)	No long term capital gains tax
Scenario 2	She can book profit in stock A and hold stock B which is in loss	On the profit position in stock A she pays short term capital gains tax of 15%
Scenario 3	She can sell stock A - book profits and Sell stock B - book losses	Profit of `30,000 in stock A - Loss of `50,000 in stock B = Net Loss of `20,00. This loss can be carried forward for next 8 financial years. Short term capital gain tax is NIL since she is in loss.
Scenario 4	Hold stock A for more than 12 months and Book losses in stock B	No long term capital gains tax in stock A and short term capital loss of ` 50,000. This loss of `50,000 can be carried forward for next 8 financial years.

Take a look at all the stocks you have purchased & sold in a financial year and calculate the capital gains/loss incurred.

PFC Tax-Free Bonds Tranche - 1 - Dec 2011 : Key Information

 

The size of the issue is aggregating up to Rs. 1,000 Crore with an option to retain over-subscription upto the Shelf Limit (i.e. Rs 4033.13 Crore). Nature of Indebtedness :The claims of the Bondholders shall rank pari passu with other secured creditors having a charge over the on the book debts of the company and/or identified immovable property as may be agreed between the Company and the Debenture Trustee, pursuant to the terms of the Debenture Trust Deed and such claims shall be superior to the claims of any unsecured creditors. The Bonds will be issued in Demat mode only.

NHAI Tax-Free Bonds - Dec 2011 : Key Information

 

The size of the issue is aggregating up to Rs. 5,00,000 Lacs with an option to retain over-subscription upto the Shelf Limit (i.e. upto Rs 10,00,000 Lacs). Nature of Indebtedness : Series I : The Bonds shall rank pari passu inter se, and subject to any obligations under applicable statutory and/or regulatory requirements, shall also, with regard to the amount invested, be secured by way of first pari passu charge on the immovable properties situated at Ahmedabad and first charge on fixed assets of NHAI (as reflected in the Balance Sheet for the financial year ended March 31, 2011), being highway project comprising of all superstructure including highway lightings, road barriers and dividers, bridges, culverts and all other super structures constructured on national highways except those under the Surat-Manor Tollway Project entrusted to NHAI to the extent of 100% of the amounts outstanding in respect of the Bonds at any time. The mode of creation of security shall be by way of mortgage and the security creation requires prior approval and authorization by the Central Government as owner of the land. The NOC for the same has been received from the Central Government. The claims of the Bond holders shall be superior to the claims of any unsecured creditors, subject to applicable statutory and/or regulatory requirements and shall rank pari passu to the claims of the secured creditors of NHAI.

REC LONG TERM INFRASTRUCTURE BONDS 2011-2012 (Save Tax under section 80CCF) : Key Information

 

The size of the issue is aggregating up to Rs. 100 crore with a green-shoe option to retain over-subscription. Nature of Instrument - Unsecured, Redeemable, Non-Convertible Bonds. The Bonds will be issued in Demat mode only, The issue has been rated 'AAA Stable' by CRISIL; 'CARE AAA' by CARE and 'LAAA' by ICRA. Opening date of the issue: December 19, 2011. Closing date of the Issue: February 10, 2011 (discretion to close early subject to necessary approvals). NRI customers are not eligible to apply for the issue. Proposed to be listed on NSE & BSE. Eligible Investors: All Resident Individuals and HUF's The specific terms of each instrument are as follows:

Muthoot Finance Limited - NCD - Dec'11 (Double your money in 5½ years) : Key Information

The size of the issue is aggregating up to Rs. 3000 million with an option to retain over-subscription. Nature of Indebtedness - Pari passu with other secured creditors and priority over unsecured creditors. The NCDs will be issued in Demat mode only The issue has been rated 'CRISIL AA-/Stable' by CRISIL '[ICRA] AA-(stable)' by ICRA. Opening date of the issue: December 22, 2011. Closing date of the Issue: January 07, 2011 (discretion to close early subject to necessary approvals).

L&T Long Term Infrastructure Bonds 2011-12 B Series (Tranche-1) - Closes on December 24th

L&T Long Term Infrastructure Bonds 2011-12 B Series (Tranche-1)

L&T Infrastructure Finance Company Ltd has launched Public issue of Long Term Infrastructure Bonds 2011 B Series (Tranche-1) of face value of Rs. 1,000 each, as nature of secured, redeemable, non-convertible debentures, having benefits under section 80CCF of the Income Tax act, 1961 (the “Tranche 1 Bonds”), not exceeding Rs. 1100 Crore for the FY 2012, to be issued at par on the terms contained in the Shelf Prospectus  – Tranche 1.

Get 13.00% interest with 'A+' Rated SECURED NCDs!!!!

Source: http://indiaer.blogspot.com/2011/12/get-1300-pa-with-rated-secured-ncds.html

Get 13.00% pa with 'A+' Rated SECURED NCDs

We are pleased to present you an opportunity to invest in the Private Placement of Secured NCDs by Muthoot Fincorp Ltd. The issue carries attractive rates ranging between 12.75-13.00% pa. The NCDs are available in 2 options – 18 and 36 Months. Total size of this issue is 150 Cr. The debentures are allotted on a first cum first serve basis and in demat mode only.